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If you need money, the natural inclination for most of us is to figure out how to earn more money. Writing for Scientific American, behavioral economist Dan Ariely, Kristen Berman, and Wendy De La Rosa take a look at why that is and how that’s not always a good option. When we think about financial security, it’s not particularly surprising that we are more attracted to new earning opportunities..

It feels good to get stuff done, but sometimes we trick ourselves into thinking we’re accomplishing tasks that aren’t actually very important—like buying stuff we don’t really need. Personal finance blog Brooklyn Bread explains: If you can put a purchase off and it is not saving you money to buy it now, then the smart thing is to delay. But my busy-infected neurons are telling me that I am accom..

When you live paycheck to paycheck, everyone (including you) likes to blame your financial woes on the tiniest expenses. However, you’ll have a harder time than you think ruining your retirement plans by buying a morning coffee. As personal finance author Helaine Olen explains in Pound Foolish: Exposing the Dark Side of the Personal Finance Industry, the idea that you can ruin your budget with s..

Getting hit up for a loan can make you feel like you’re stepping into a minefield. In today’s economy, it’s easy to understand how someone can find themselves in a dark place financially. On the one hand, you want to help out a loved one who’s in need. This article originally appeared on LearnVest. On the other hand, you’ve heard the stories about loans gone wrong, with friendships ruined and fa..

The black-and-white balance on your debt’s account page isn’t a very psychologically soothing image. If you want something more motivating, turn your debt into an art project. As personal finance site How Do I Money explains, for those with a bit of artistic flair, creating an art project out of your debt can change up how you think about your finances. For example, one artist filled in one swir..